4-Point inspections are required by most insurance companies in Florida for continued coverage and policy renewals. These focus on the integrity of 4 critical high risk topics that are vital to the home and structure. The Electrical system, HVAC, Plumbing, and the Roof. These reports are excellent for peace of mind and keeping up to date on maintenance needs. Many insurance companies and underwriters will not accept reports that are older than 6 months or 1 year.